Nicholas Financial, Inc.
Dealer Services



NFI Services
Portfolio Aquisition

Nicholas' Commitment to Dealer Service
Nicholas Financial, Inc. is staffed with a team of experienced professionals committed to serving the needs of franchised and independent automobile dealers. Nicholas allows the dealer to increase sales and maximize profits through financing programs tailored to both the customer and the dealer.

Please call our corporate headquarters at 1-800 237-2721 to learn more about current dealer programs in Florida, Alabama, Georgia, Illinois, Indiana, Kansas, Kentucky, Maryland, Michigan, Missouri, North Carolina, Pennsylvannia, Ohio, South Carolina, Tennessee, Texas & Virginia.




Nicholas Financial believes in a three win philosophy.  The dealer wins by selling a vehicle, making a great profit and potentially creating a repeat sale.  The customer wins with a quality vehicle at a payment that is affordable with respect to their income. Nicholas wins by recognizing a reasonable profit versus the associated risk over the term of the contract.
Why use Nicholas Financial?



Each of our Branch Managers (Loan Officers) have years of experience in Automobile indirect and direct lending to customers.

All of our branch offices are within a short drive from the dealers that they serve.

We take pride in calling back our dealers within hours of receipt of the sales application.

Our buyers work hard for you by looking for ways to put a deal together.  We commit to you a high percentage of approvals.

When we set up a relationship to arrange to aquire your installment sales contracts we tell you what you can expect our call to be.  In this manner, we develop apredictable and reliable relationship with you.

We are backed by one of the largest banks in the United States, BankAmerica, with a revolving line of credit.  We are a publically traded corporation with extensive capital resourcesIf we agree to fund a dealer, We do it!

Our computer systems and software were designed by our own software subsidiary, Nicholas Data Services, Inc., and represent millions of dollars in research and development.   Because of this, we are able to provide you with flexible terms, payment schedules and most importantly accurate rate information.

We are available Monday through Friday from 8:30am to 5:30pm.




You can download and print the following forms from this website.  The Adobe PDF Plug-in is required:
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Before doing business, Nicholas Financial will require a copy of your Installment Sales License and your Dealer License.  We also require that you complete our Auto Dealer Retail Purchase Agreement Form, Corporate Resolution and Corporation Signature Card, which can be downloaded from this website.


Contact Information

Postal address
2454 McMullen-Booth Rd., Bldg. C, Clearwater, FL 33759
Electronic mail

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Last modified: 11/23/16 5:15pm