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Investment Research Update by Ferris Baker Watts Inc.*
See the April 28, 2006 - Research Report for more details

Investment Research Update by Ferris Baker Watts Inc.*
See the January 28, 2005 - Research Report for more details

Investment Research Update by Ferris Baker Watts Inc.*
See the June 9, 2004 - Research Report for more details

Investment Research Update by Ferris Baker Watts Inc.*
See the May 27, 2004 - Research Report for more details

Investment Research Report by Ferris Baker Watts Inc.*
See the July 29, 2003 - Research Report for more details

Research Report by EPOCH Financial Group*
See the December 4, 2002 - Research Report for more details

Research Report by Market Guide*
See the August 6, 2001 - Research Report for more details

Stock Report by Standard & Poor's*
See the August 4, 2001 - Stock Report for more details

Research Report by Interstate Johnson/Lane*
See the January 19, 1999 - Research Report for more details

Research Report by Samuel Beebe, CFA
See the March 11, 1998 - Research Report for more details

Research Report by William R. Hough & Co.
See the October 1, 1997 - Research Report for more details

* - Requires Adobe Acrobat Reader - Click here for plug-in software

• Date -- June 19, 2008 - Press Release    Nicholas Financial Launches Expansion into Tennessee w/ opening of Nashville Branch
   

• Date -- May 8, 2008 - Press Release    Nicholas Reports Results For The 4th Quarter & Year Ended March 31, 2008
   

• Date -- February 26, 2008 - Press Release    Nicholas Financial Appoints New Vice President of Regional Operations
   

• Date -- February 25, 2008 - Press Release    Nicholas Financial Announces the Opening of Two New Branch Offices
   

• Date -- February 5, 2008 - Press Release    Nicholas Financial Reports Results For 3rd Quarter Ended December 31, 2007.
   

• Date -- November 14, 2007 - Press Release    Nicholas Announces Bank Credit Line Increase, Extension & Interest Rate Reduction
   

• Date -- November 6, 2007 - Press Release    Nicholas Reports Results For The 2nd Quarter Ended September 30, 2007
   

• Date -- July 26, 2007 - Press Release    Nicholas Reports Results For The 1st Quarter Ended June 30, 2007
   

• Date -- May 23, 2007 - Press Release    Nicholas Financial Announces the Opening of Central Processing Center
   

• Date -- May 4, 2007 - Press Release    Nicholas Reports Results For The 4th Quarter & the Year Ended March 31, 2007
   

• Date -- March 28, 2007 - Press Release    Nicholas Financial Announces Bank Credit Line Increase to $110 Million
   

• Date -- March 1, 2007 - Press Release    Nicholas Financial Announces the Opening of Two New Branch Offices
   

• Date -- January 29, 2007 - Press Release    Nicholas Financial Reports Record 3rd Quarter Results
   

• Date -- November 2, 2005 - Press Release    Nicholas Financial Reports Record 2nd Quarter Results
   

• Date -- October 18, 2006 - Press Release    Nicholas Announces the Opening of a New Branch Office in Savannah, Georgia
   

• Date -- July 27, 2006 - Press Release    Nicholas Reports Record Results For The 1st Quarter & the Year Ended July 27, 2006
   

• Date -- May 3, 2006 - Press Release    Nicholas Financial Announces the Opening of Two New Branch Offices
   
• Date -- April 26, 2006 - Press Release    Nicholas Reports Record Results For The 4th Quarter & the Year Ended March 31, 2006
   
• Date -- April 6, 2006 - Press Release    Nicholas Financial & Verizon Business Announce Private IP Network Agreement
   
• Date -- February 1, 2006 - Press Release    Nicholas Financial Announces Bank Credit Line Increase to $100 Million
   
• Date -- January 25, 2006 - Press Release    Nicholas Financial Reports Record 3rd Quarter Results
   
• Date -- January 17, 2006 - Press Release    Nicholas Financial Announces the Opening of Two New Branch Offices
   
• Date -- October 20, 2005 - Press Release    Nicholas Financial Reports Record 2nd Quarter Results
   
• Date -- October 3, 2005 - Press Release    Nicholas Financial Announces the Opening of Three New Branch Offices
   
• Date -- September 13, 2005 - Press Release    Nicholas Financial Announces Credit Line Extension & Rate Reduction
   
• Date -- August 11, 2005 - Press Release    Nicholas Financial Announces the Opening of a New Branch Office in Conyers, GA
   
• Date -- July 21, 2005 - Press Release    Nicholas Financial Reports Record 1st Quarter Results
   
• Date -- June 17, 2005 - Press Release    Nicholas Financial Launches Expansion into Indiana w/ Opening of Indianapolis Branch
   
• Date -- May 12, 2005 - Press Release    Nicholas Financial Announces Three For Two (3 for 2) Stock Split
   
• Date -- May 3, 2005 - Press Release    Nicholas Reports Record Results For The 4th Quarter & the Year Ended March 31, 2005
   
• Date -- February 22, 2005 - Press Release    Nicholas Financial Announces Record Date For Cash Dividend Payment
   
• Date -- January 27, 2005 - Press Release    Nicholas Financial Reports Record 3rd Quarter Results & Expands Into Kentucky
   
• Date -- October 21, 2004 - Press Release    Nicholas Financial Reports Record 2nd Quarter Results
   
• Date -- September 21, 2004 - Press Release    Nicholas Financial Announces the Opening of Two Branch Offices in Virginia
   
• Date -- August 17, 2004 - Press Release    Nicholas Financial Announces Semi-Annual Cash Dividend
   
• Date -- July 22, 2004 - Press Release    Nicholas Financial Reports Record 1st Quarter Results
   
• Date -- July 1, 2004 - Press Release    Nicholas Financial Announces Bank Line of Credit Increase to $85,000,000 - Bank of Scotland Joins Consortium
   
• Date -- June 8, 2004 - Press Release    Nicholas Financial Announces Closing of Underwriter's Option
   
• Date -- May 14, 2004 - Press Release    Nicholas Financial Prices Public Offering of Common Stock at $8.00
   
• Date -- May 6, 2004 - Press Release    Nicholas Reports Record Results For The 4th Quarter & the Year Ended March 31, 2004
   
• Date -- May 4, 2004 - Press Release    Nicholas Financial Announces the Opening of a New Branch Office in Pensacola, FL
   
• Date -- April 13, 2004 - Press Release    Nicholas Financial Announces the Opening of Two Branch Offices in North and
  South Carolina
   
• Date -- April 8, 2004 - Press Release    Nicholas Financial Announces Public Offering of Common Stock & Commencement of Trading on the NASDAQ National Market System
   
• Date -- February 26, 2004 - Press Release    Nicholas Financial Announces Semi-Annual Cash Dividend
   
• Date -- February 17, 2004 - Press Release  Nicholas Financial Launches Expansion Into Virginia
   
• Date -- January 29, 2004 - Press Release  Nicholas Reports Record 3rd Quarter Results
   
• Date -- December 4, 2003 - Press Release    Nicholas Appoints Crisp Hughes Evans LLP As Independent Auditors
   
• Date -- October 28, 2003 - Press Release    Nicholas Reports Record 2nd Quarter Results
   
• Date -- October 3, 2003 - Press Release    Nicholas To Change Independent Auditor
   
• Date -- August 11, 2003 - Press Release    Nicholas Financial Announces Semi-Annual Cash Dividend
   
• Date -- August 6, 2003 - Press Release    Nicholas Financial Announces the Election of Scott Fink & Percy R. Luney Jr. to its Board of Directors
   
• Date -- July 29, 2003 - Press Release    Nicholas Financial Reports Record 1st Quarter Results
   
• Date -- April 30, 2003 - Press Release    Nicholas Reports Results For The 4th Quarter & Year Ended March 31, 2002
   
• Date -- February 11, 2003 - Press Release    Nicholas Financial Announces Opening Of Second Business Development Center In Cleveland, Ohio
   
• Date -- January 23, 2003 - Press Release    Nicholas Financial Reports Record 3rd Quarter Financial Results
   
• Date -- January 7, 2003 - Press Release    Nicholas Financial Announces New Locations In Cincinnati And Toledo, Ohio
   
• Date -- October 23, 2002 - Press Release    Nicholas Financial Reports Record 2nd Quarter Financial Results
   
• Date -- August 1, 2002 - Press Release    Nicholas Financial Announces Midwest Expansion
   
• Date -- July 18, 2002 - Press Release    Nicholas Financial Reports Record 1st Quarter Results - Net Income & Revenues Up 15%
   
• Date -- July 1, 2002 - Press Release    Nicholas Financial Credit Line Extended To November 2004
   
• Date -- June 14, 2002 - Press Release    Nicholas Financial Promotes Key Executives
   
• Date -- April 29, 2002 - Press Release    Nicholas Reports Record Results For The Year & 4th Quarter Ended March 31, 2002
   
• Date -- March 25, 2002 - Press Release    Nicholas Financial Establishes Membership With National Association of Investors Corporation

• Date -- January 25, 2002 - Press Release    Nicholas Financial Reports Record 3rd Quarter Results
   
• Date -- October 25, 2001 - Press Release    Nicholas Financial Announces Record Revenues & Net Income For 2nd Quarter & Six Months Ended September 30, 2001
   
• Date -- October 4, 2001 - Press Release    Nicholas Financial Promotes Key Executives
   
• Date -- August 15, 2001 - Press Release    New Nicholas Financial BDC To Open In Columbia, South Carolina
   
• Date -- August 8, 2001 - Press Release    Nicholas Financial Announces 2-for-1 Stock Split & 5% Stock Repurchase Program
   
• Date -- July 24, 2001 - Press Release    Nicholas Financial Reports Record 1st Quarter Results - Net Income & E.P.S. Up 25%
   
• Date -- June 11, 2001 - Press Release    Nicholas Announces Branch Office Expansion in Florida and North Carolina
   
• Date -- April 25, 2001 - Press Release    Nicholas Reports Record Results For The Year & Fourth Quarter Ended March 31, 2001
   
• Date -- March 19, 2001 - Press Release    Nicholas Credit Line Increased From $60 To $75 Million

• Date -- January 24, 2001 - Press Release    Nicholas Posts Record 3rd Quarter Revenues & Earnings

• Date -- October 18, 2000 - Press Release    Nicholas Reports Record 2nd Quarter Revenues & Earnings - 20th Branch Opens
   
• Date -- July 19, 2000 - Press Release    Nicholas Reports Record 1st Quarter Earnings

• Date -- March 28, 1996 - Press Release Nicholas Financial Receives SEC Approval